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About Us:
Small businesses are the backbone of the US economy, comprising almost half of the GDP and the private workforce. Yet, big banks don’t provide the access, assistance and modern tools that owners need to successfully grow their business.
We started Novo to challenge the status quo—we’re on a mission to increase the GDP of the modern entrepreneur by creating the go-to banking platform for small businesses (SMBs). Novo is flipping the script of the banking world, and we’re excited to lead the small business banking revolution.
At Novo, we’re here to help entrepreneurs, freelancers, startups and SMBs achieve their financial goals by empowering them with an operating system that makes business banking as easy as iOS. We developed modern bank accounts and tools to help to save time and increase cash flow. Our unique product integrations enable easy access to tracking payments, transferring money internationally, managing business transactions and more. We’ve made a big impact in a short amount of time, helping thousands of organizations access powerfully simple business banking.
We are looking for a Senior Data Scientist who is enthusiastic about using data and technology to solve complex business problems. If you're passionate about leading and helping to architect and develop thoughtful data solutions, then we want to chat. Are you ready to revolutionize the small business banking industry with us?
About the Role: (specific to the role-- describe the role activities/duties, who they interact with, what they are accountable for, how the role operates in the team, department and organization)
- Build and manage predictive models focussed on credit risk, fraud, conversions, churn, consumer behaviour etc
- Provides best practices, direction for data analytics and business decision making across multiple projects and functional areas
- Implements performance optimizations and best practices for scalable data models, pipelines and modelling
- Resolve blockers and help the team stay productive
- Take part in building the team and iterating on hiring processes
Requirements for the Role: (these are specific to the role-- technical skills and requirements to fulfill the job duties, certifications, years of experience, degree)
- 4+ years of experience in data science roles focussed on managing data processes, modelling and dashboarding
- Strong experience in python, SQL and in-depth understanding of modelling techniques
- Experience working with Pandas, scikit learn, visualization libraries like plotly, bokeh etc.
- Prior experience with credit risk modelling will be preferred
- Deep Knowledge of Python to write scripts to manipulate data and generate automated reports
How We Define Success: (these are specific to the role-- should be tied to performance management, OKRs or general goals)
- Expand access to data driven decision making across the organization
- Solve problems in risk, marketing, growth, customer behaviour through analytics models that increase efficacy
Nice To Have, but Not Required:
- Experience in dashboarding libraries like Python Dash and exposure to CI/CD
- Exposure to big data tools like Spark, and some core tech knowledge around API’s, data streaming etc.
Novo values diversity as a core tenant of the work we do and the businesses we serve. We are an equal opportunity employer, indiscriminate of race, religion, ethnicity, national origin, citizenship, gender, gender identity, sexual orientation, age, veteran status, disability, genetic information or any other protected characteristic.
Work closely with different Front Office and Support Function stakeholders including but not restricted to Business
Management, Accounts, Regulatory Reporting, Operations, Risk, Compliance, HR on all data collection and reporting use cases.
Collaborate with Business and Technology teams to understand enterprise data, create an innovative narrative to explain, engage and enlighten regular staff members as well as executive leadership with data-driven storytelling
Solve data consumption and visualization through data as a service distribution model
Articulate findings clearly and concisely for different target use cases, including through presentations, design solutions, visualizations
Perform Adhoc / automated report generation tasks using Power BI, Oracle BI, Informatica
Perform data access/transfer and ETL automation tasks using Python, SQL, OLAP / OLTP, RESTful APIs, and IT tools (CFT, MQ-Series, Control-M, etc.)
Provide support and maintain the availability of BI applications irrespective of the hosting location
Resolve issues escalated from Business and Functional areas on data quality, accuracy, and availability, provide incident-related communications promptly
Work with strict deadlines on high priority regulatory reports
Serve as a liaison between business and technology to ensure that data related business requirements for protecting sensitive data are clearly defined, communicated, and well understood, and considered as part of operational
prioritization and planning
To work for APAC Chief Data Office and coordinate with a fully decentralized team across different locations in APAC and global HQ (Paris).
General Skills:
Excellent knowledge of RDBMS and hands-on experience with complex SQL is a must, some experience in NoSQL and Big Data Technologies like Hive and Spark would be a plus
Experience with industrialized reporting on BI tools like PowerBI, Informatica
Knowledge of data related industry best practices in the highly regulated CIB industry, experience with regulatory report generation for financial institutions
Knowledge of industry-leading data access, data security, Master Data, and Reference Data Management, and establishing data lineage
5+ years experience on Data Visualization / Business Intelligence / ETL developer roles
Ability to multi-task and manage various projects simultaneously
Attention to detail
Ability to present to Senior Management, ExCo; excellent written and verbal communication skills
Global Media Agency - A client of Merito
Our client combines Adtech and Martech platform strategy with data science & data engineering expertise, helping our clients make advertising work better for people.
- Act as primary day-to-day contact on analytics to agency-client leads
- Develop bespoke analytics proposals for presentation to agencies & clients, for delivery within the teams
- Ensure delivery of projects and services across the analytics team meets our stakeholder requirements (time, quality, cost)
- Hands on platforms to perform data pre-processing that involves data transformation as well as data cleaning
- Ensure data quality and integrity
- Interpret and analyse data problems
- Build analytic systems and predictive models
- Increasing the performance and accuracy of machine learning algorithms through fine-tuning and further
- Visualize data and create reports
- Experiment with new models and techniques
- Align data projects with organizational goals
Requirements
- Min 6 - 7 years’ experience working in Data Science
- Prior experience as a Data Scientist within a digital media is desirable
- Solid understanding of machine learning
- A degree in a quantitative field (e.g. economics, computer science, mathematics, statistics, engineering, physics, etc.)
- Experience with SQL/ Big Query/GMP tech stack / Clean rooms such as ADH
- A knack for statistical analysis and predictive modelling
- Good knowledge of R, Python
- Experience with SQL, MYSQL, PostgreSQL databases
- Knowledge of data management and visualization techniques
- Hands-on experience on BI/Visual Analytics Tools like PowerBI or Tableau or Data Studio
- Evidence of technical comfort and good understanding of internet functionality desirable
- Analytical pedigree - evidence of having approached problems from a mathematical perspective and working through to a solution in a logical way
- Proactive and results-oriented
- A positive, can-do attitude with a thirst to continually learn new things
- An ability to work independently and collaboratively with a wide range of teams
- Excellent communication skills, both written and oral
• Problem Solving:. Resolving production issues to fix service P1-4 issues. Problems relating to
introducing new technology, and resolving major issues in the platform and/or service.
• Software Development Concepts: Understands and is experienced with the use of a wide range of
programming concepts and is also aware of and has applied a range of algorithms.
• Commercial & Risk Awareness: Able to understand & evaluate both obvious and subtle commercial
risks, especially in relation to a programme.
Experience you would be expected to have
• Cloud: experience with one of the following cloud vendors: AWS, Azure or GCP
• GCP : Experience prefered, but learning essential.
• Big Data: Experience with Big Data methodology and technologies
• Programming : Python or Java worked with Data (ETL)
• DevOps: Understand how to work in a Dev Ops and agile way / Versioning / Automation / Defect
Management – Mandatory
• Agile methodology - knowledge of Jira
- 4+ years of experience Solid understanding of Python, Java and general software development skills (source code management, debugging, testing, deployment etc.).
- Experience in working with Solr and ElasticSearch Experience with NLP technologies & the handling of unstructured text Detailed understanding of text pre-processing and normalisation techniques such as tokenisation, lemmatisation, stemming, POS tagging etc.
- Prior experience in implementation of traditional ML solutions - classification, regression or clustering problem Expertise in text-analytics - Sentiment Analysis, Entity Extraction, Language modelling - and associated sequence learning models ( RNN, LSTM, GRU).
- Comfortable working with deep-learning libraries (eg. PyTorch)
- Candidate can even be a fresher with 1 or 2 years of experience IIIT, IIIT, Bits Pilani, top 5 local colleges are preferred colleges and universities.
- A Masters candidate in machine learning.
- Can source candidates from Mu Sigma and Manthan.
Azure – Data Engineer
- At least 2 years hands on experience working with an Agile data engineering team working on big data pipelines using Azure in a commercial environment.
- Dealing with senior stakeholders/leadership
- Understanding of Azure data security and encryption best practices. [ADFS/ACLs]
Data Bricks –experience writing in and using data bricks Using Python to transform, manipulate data.
Data Factory – experience using data factory in an enterprise solution to build data pipelines. Experience calling rest APIs.
Synapse/data warehouse – experience using synapse/data warehouse to present data securely and to build & manage data models.
Microsoft SQL server – We’d expect the candidate to have come from a SQL/Data background and progressed into Azure
PowerBI – Experience with this is preferred
Additionally
- Experience using GIT as a source control system
- Understanding of DevOps concepts and application
- Understanding of Azure Cloud costs/management and running platforms efficiently
Develop complex queries, pipelines and software programs to solve analytics and data mining problems
Interact with other data scientists, product managers, and engineers to understand business problems, technical requirements to deliver predictive and smart data solutions
Prototype new applications or data systems
Lead data investigations to troubleshoot data issues that arise along the data pipelines
Collaborate with different product owners to incorporate data science solutions
Maintain and improve data science platform
Must Have
BS/MS/PhD in Computer Science, Electrical Engineering or related disciplines
Strong fundamentals: data structures, algorithms, database
5+ years of software industry experience with 2+ years in analytics, data mining, and/or data warehouse
Fluency with Python
Experience developing web services using REST approaches.
Proficiency with SQL/Unix/Shell
Experience in DevOps (CI/CD, Docker, Kubernetes)
Self-driven, challenge-loving, detail oriented, teamwork spirit, excellent communication skills, ability to multi-task and manage expectations
Preferred
Industry experience with big data processing technologies such as Spark and Kafka
Experience with machine learning algorithms and/or R a plus
Experience in Java/Scala a plus
Experience with any MPP analytics engines like Vertica
Experience with data integration tools like Pentaho/SAP Analytics Cloud
IT Consulting, System Integrator & Software Services Company
In this role, candidates will be responsible for developing Tableau Reports. Should be able to write effective and scalable code. Improve functionality of existing Reports/systems.
· Design stable, scalable code.
· Identify potential improvements to the current design/processes.
· Participate in multiple project discussions as a senior member of the team.
· Serve as a coach/mentor for junior developers.
Minimum Qualifications
· 3 - 8 Years of experience
· Excellent written and verbal communication skills
Must have skills
· Meaningful work experience
· Extensively worked on BI Reporting tool: Tableau for development of reports to fulfill the end user requirements.
· Experienced in interacting with business users to analyze the business process and requirements and redefining requirements into visualizations and reports.
· Must have knowledge with the selection of appropriate data visualization strategies (e.g., chart types) for specific use cases. Ability to showcase complete dashboard implementations that demonstrate visual standard methodologies (e.g., color themes, visualization layout, interactivity, drill-down capabilities, filtering, etc.).
· You should be an Independent player and have experience working with senior leaders.
· Able to explore options and suggest new solutions and visualization techniques to the customer.
· Experience crafting joins and joins with custom SQL blending data from different data sources using Tableau Desktop.
· Using sophisticated calculations using Tableau Desktop (Aggregate, Date, Logical, String, Table, LOD Expressions.
· Working with relational data sources (like Oracle / SQL Server / DB2) and flat files.
· Optimizing user queries and dashboard performance.
· Knowledge in SQL, PL/SQL.
· Knowledge is crafting DB views and materialized views.
· Excellent verbal and written communication skills and interpersonal skills are required.
· Excellent documentation and presentation skills; should be able to build business process mapping document; functional solution documents and own the acceptance/signoff process from E2E
· Ability to make right graph choices, use of data blending feature, Connect to several DB technologies.
· Must stay up to date on new and coming visualization technologies.
Pref location: Chennai (priority)/ Bengaluru
Mining large volumes of credit behavior data to generate insights around product holdings and monetization opportunities for cross sell
Use data science to size opportunity and product potential for launch of any new product/pilots
Build propensity models using heuristics and campaign performance to maximize efficiency.
Conduct portfolio analysis and establish key metrics for cross sell partnership
Desired profile/Skills:
2-5 years of experience with a degree in any quantitative discipline such as Engineering, Computer Science, Economics, Statistics or Mathematics
Excellent problem solving and comprehensive analytical skills – ability to structure ambiguous problem statements, perform detailed analysis and derive crisp insights.
Solid experience in using python and SQL
Prior work experience in a financial services space would be highly valued
Location: Bangalore/ Ahmedabad